.hero--wd .hero-bg{background:radial-gradient(ellipse 60% 60% at 85% 20%,rgba(31,168,224,.22),transparent 60%),radial-gradient(ellipse 80% 60% at 10% 80%,rgba(31,168,224,.12),transparent 60%),#0D2D5C}.hero--wd .hero-grain{display:none}.hero--wd .hero-inner{grid-template-columns:1fr;max-width:820px;margin-inline:auto;text-align:center;gap:0}.hero--wd .hero-badge{background:rgba(31,168,224,.18);border-color:rgba(31,168,224,.35);color:#fff}.hero--wd .pulse-dot{background:#FBBF24}.hero--wd .hero-title{color:#fff}.hero--wd .hero-title em{color:#1FA8E0}.hero--wd .hero-sub{color:rgba(255,255,255,.85);margin-inline:auto}.hero--wd .hero-ctas{justify-content:center}.hero--wd .hero-content{width:100%}.wd-trust-row{list-style:none;padding:0;margin:28px 0 0 0;display:flex;flex-wrap:wrap;justify-content:center;gap:12px 28px;color:rgba(255,255,255,.9);font-size:14px;font-weight:600}.wd-trust-row li{display:inline-flex;align-items:center;gap:8px}.wd-trust-row svg{color:#1FA8E0;flex-shrink:0}.wd-urgency{background:#fff;padding-block:clamp(64px, 9vw, 110px)}.wd-urgency-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px, 5vw, 72px);align-items:start}@media (max-width:900px){.wd-urgency-grid{grid-template-columns:1fr}}.wd-timeline-card{background:#0D2D5C;color:#fff;border-radius:16px;padding:clamp(28px, 4vw, 44px);box-shadow:0 24px 60px -24px rgba(13,45,92,.45);position:relative;overflow:hidden}.wd-timeline-card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#1FA8E0,#FBBF24)}.wd-timeline-title{font-family:'Fraunces',serif;font-weight:600;font-size:clamp(22px, 2.4vw, 28px);margin:0 0 24px 0;line-height:1.25;color:#fff}.wd-timeline{list-style:none;padding:0;margin:0;display:grid;gap:0}.wd-timeline li{display:grid;grid-template-columns:110px 1fr;gap:16px;padding:16px 0;border-top:1px solid rgba(255,255,255,.12);align-items:start}.wd-timeline li:first-child{border-top:0;padding-top:4px}.wd-timeline-time{color:#1FA8E0;font-weight:700;font-size:12px;letter-spacing:.6px;text-transform:uppercase}.wd-timeline-text{color:rgba(255,255,255,.85);font-size:15px;line-height:1.55}.wd-urgency-copy .eyebrow{color:#1FA8E0}.wd-benefits{list-style:none;padding:0;margin:28px 0 0 0;display:grid;gap:18px}.wd-benefits li{display:grid;grid-template-columns:28px 1fr;gap:14px;align-items:start}.wd-benefits svg{color:#1FA8E0;margin-top:3px;flex-shrink:0}.wd-benefits strong{display:block;color:#0D2D5C;font-weight:700;font-size:16px;margin-bottom:2px}.wd-benefits span{color:#4a5568;font-size:15px;line-height:1.55}.wd-insurance{background:#0D2D5C;color:#fff;padding-block:clamp(64px, 9vw, 110px)}.wd-insurance-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px, 5vw, 72px);align-items:start}@media (max-width:900px){.wd-insurance-grid{grid-template-columns:1fr}}.wd-insurance .eyebrow{color:#1FA8E0}.wd-insurance .section-title{color:#fff}.wd-insurance .section-title em{color:#1FA8E0}.wd-insurance-body{color:rgba(255,255,255,.85);font-size:17px;line-height:1.7;margin:16px 0 28px 0}.wd-insurance-checks{list-style:none;padding:0;margin:0;display:grid;gap:14px}.wd-insurance-checks li{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start;color:rgba(255,255,255,.92);font-size:15px;line-height:1.55}.wd-insurance-checks svg{color:#1FA8E0;margin-top:3px;flex-shrink:0}.wd-coverage-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:clamp(28px, 4vw, 40px)}.wd-coverage-card h3{font-family:'Fraunces',serif;font-weight:600;font-size:22px;margin:0 0 20px 0;color:#fff;line-height:1.25}.wd-coverage-list{list-style:none;padding:0;margin:0;display:grid;gap:0}.wd-coverage-list li{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start;font-size:15px;line-height:1.5;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}.wd-coverage-list li:last-child{border-bottom:0}.wd-coverage-list li svg{margin-top:2px;flex-shrink:0}.wd-cov-yes{color:rgba(255,255,255,.92)}.wd-cov-yes svg{color:#1FA8E0}.wd-cov-no{color:rgba(255,255,255,.55)}.wd-cov-no svg{color:rgba(255,255,255,.4)}.final-cta--blue{background:#1FA8E0}.final-cta--blue::before{display:none}.final-cta--blue .final-cta-inner h2{color:#fff}.final-cta--blue .final-cta-inner p{color:rgba(255,255,255,.92)}.final-cta--blue .btn-outline-light{border-color:rgba(255,255,255,.7);color:#fff}.final-cta--blue .btn-outline-light:hover{background:#fff;color:#0D2D5C}